Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Retirement Traps to Avoid Beware of these traps that could upend your retirement. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.